Convert your reais to USD and earn up to 10% per year — the highest dollar yield available. Send money, grow your savings, and access the American market. All from one app.
Join 1,200+ Brazilians already on the waitlist
What you can do
Kova was built to close the gap between Brazilians and the American market. Today and tomorrow.
Convert BRL to USD instantly. Protect your money from devaluation and keep your wealth in the world's reserve currency.
Your dollars don't sit idle. Earn the highest USD yield on the market — more than 2x what competitors offer.
Send money to friends, family, or anyone — even abroad. Split bills, pay people back, or send home to Brazil. Instant via PIX.
Encrypted end-to-end. Biometric authentication. Fully compliant with regulations in both countries.
A dollar-denominated card that works everywhere. Spend your USD balance directly — online or in person.
Invest in American companies directly from your Kova account. Apple, Tesla, S&P 500 — all accessible from Brazil.
Yield comparison
We source the highest USD yields on the market so your money grows faster — in dollars.
How it works
Create your account in under 2 minutes. No paperwork, no branch visits.
Send BRL via PIX. We convert to USD at the real exchange rate instantly.
Your dollars start earning 5–10% APY immediately. Withdraw anytime.
Early access
Join the waitlist and be the first to dollarize, earn, and access the US market.